What is the best car dealership for someone with No/Bad credit with a low down payment?

There isn’t one.

Whomever it is, there will be a price demanded for taking the risk. You’ll need to prove you can afford the loan, and perhaps explain why/how your record is so bad-& how you will prevent a repeat. Develop a REAL, detailed budget, project it forward at least 2 yrs, with reasonable increases in interest rates, inflation and salary. Project forward all periodic bills and place them where they fall due. have sufficient cash on hand or in savings so every bill is met as it falls due. put aside cash each pay to cover regular expenses, all of them, and adjust it often as expenses change. (Excell is ideal for this) Live on less than what’s left after your bills are paid, and generate some savings. when you have paid off one creditor, use that freed up money to PAY OTHER creditors, not party! that is how to get out of debt, concentrating on the debts with the highest interest rates first, but paying something acceptable off all of them.

Every dealer and online lender will claim to be the best and will get you approved…They deal with high volume and how they really think…if you throw enough s*** against the wall something will stick,
If you have been to 5 dealers or online lenders and been turned down each inquiry will show on your credit bureau and the more inquisitions on your report card the less likely the current lender will approve you, its like saying to the loan officer whom has to make a decision why should i put my job on the line when the guys down the street did not , its vital you hook up with the RIGHT lending institution without to many credit checks.

SUMMARY, Don’t visit a dealer, get pre - approval, here is the best link for having no credit history or blemished credit on the Internet whom will get you in touch with a lender in the Mobile area http://www.any-credit-auto-loans.net/?SourceID=4860&AID=10519640&PID=2139259