Can I rent with bad credit, while my roommates have good credit?
My credit history is a little sketchy with a few bad months of late credit card payments. I am afraid my potential having bad credit will keep myself and roommates from renting.
If I have bad recent credit history but my 3 roommates have good credit, will I ruin our chances?
Tags: Good, credit card payments, roommates, Bad Credit, CreditRelated posts:
depends on the landlord and what their requirements are.
no your credit has nothing to do with your roomates credit unless they cosign for you. Just dont put your name on anything with them.
Your credit shouldn’t prevent everyone from getting the apartment because there are a lot of people with less than ideal credit that can rent. However, if there is a problem, you could always have their names on the apartment, and you just pay your portion to them every month.
Leasing offices check a variety of factors, including employment and income, having a lower credit score shouldn’t prevent you from renting.