Best credit cards for bad credit?
Its unfortunate I did was not mature or responsible enough to take my credit serious, when I was younger I had great credit but being a single parent it went all to crap, now I am trying to re-establish and because of my busy schedule I am having Lexington Law firm do the work for me; however, I would like to start rebuilding, any suggestions? I honestly don’t think applying for a regular credit card would help.
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secure credit card through wells fargo
HSBC offers a secured card @ 7.5 APR and a 59.00 annual fee.
Shop around but this is the best APR you will find for a secured card.
I used Trinity credit services, and my score went up almost 100 points. I am not sure how good Lexington is, I have heard bad things. The card I am using now is called Credit One bank. There is a small fee annually, but it’s worth it. They report to the bureau every month and also have a free credit score tracking service you can see your monthly FICO score update every month.
Capital One or Visa Vantage?
Applying for a regular credit card would hurt.
Try to get a “secured” credit card.